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Business umbrella insurance is extra coverage a business owner receives to ensure that in the event he/she exceeds their basic coverage the business is still protected. For example, if you have business liability coverage of up to $1 million, and a claim is made against the business for $1.5 million, your business umbrella insurance policy will prevent the business from being responsible for the 500,000 dollars not covered by your business liability policy.

There are two major advantages of business umbrella insurance. One is that it can leave a large amount of assets covered for a relatively small price. The other advantage is that business umbrella insurance will provide you with a more comprehensive coverage, allowing a business to be protected from risk that may not be covered by other forms of insurance.

Whether you are a new applicant or an existing customer, our Clearsight-3D and Clearsight-Clarity programs will ensure your business umbrella insurance policy is right for the individual needs of your business.